Archive for the ‘Home Repair’ Category

Some Scams To Watch Out For

Saturday, February 25th, 2012

Carlos in Your Corner, 2/25/2012 on Property Source Radio.
by Carlos Rodriguez, Former NYS Assistant Attorney General
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Spring is in the air and so are some scams. We have received some reports of scams in our area that everyone needs to be aware of. They all include something along the lines of someone is in legal or medical trouble and you need to send money right away. Do not give them any information, get a name and return phone number (google that number and you may be surprised), and report to your local PD so we can track these incidents.

The next scam that always pops up in the spring is home repair scams. Sooner or later we all need work done to our homes so here are some warning signs and tips to help keep you safe:

Warning signs you should watch for include when a salesperson:
Contacts you first (comes to your home uninvited or contacts you by telephone);
Tells you that you need to make repairs immediately;
Talks too fast (to confuse you) and pressures you to sign papers today;
Tells you that they are doing work in your neighborhood and claims they have “extra materials” left from another job;
Offers to use your home as a “display home” or offers a discounted price or “discounts” for referrals, but only if you buy today!
Tells you something that sounds too good (or bad) to be true. (It probably is not true!)
Tips to Avoid Scams

Do your homework and be prepared:

Before you contact a home improvement company, decide first what you want to have done and how much you can afford to spend. Don’t let the company decide for you.
Talk to friends and family to get names of reputable contractors they have used.
If you need financing to pay for home repairs, shop around first. The financing offered by a contractor may be expensive, so check with banks, credit unions, etc., to see if you can find a better deal. Be wary of credit life insurance and credit disability insurance, as these can be very expensive and are rarely needed.
If you cannot afford to pay for home improvements in cash, many honest (and dishonest) home improvement companies will offer to finance the cost for you. Many times they want to take a mortgage (called a “deed of trust”) on your home. A deed of trust means that if you do not make all of your payments, you could lose your home! So think twice before signing a deed of trust or any other contract — ask yourself whether you are willing to risk losing your home if you get behind in your payments.
Get at least two estimates:

Many companies give free inspections and written estimates — get two or three before choosing a contractor. Remember that the lowest price is not always the best deal. Compare costs, materials, and methods suggested by different companies to decide what materials and methods are best for your home.
Check out the contractor:

Is the company reputable? How long has it been in business? Ask for references and then check them out! Make sure the company is licensed, bonded, and insured. Ask to see its certificate of insurance. Contact the Better Business Bureau and Attorney General to check on complaints.
Ask if there is a guarantee or warranty. If so, make sure it is in writing. If the company won’t put its promises in writing, look for another company which will.
Understand the contract:

Do not sign the contract until you read it carefully. If the salesperson pressures you to sign before you read and understand all of the contract – don’t sign it! Never rely on the salesperson to read or explain the contract to you. Ask a trusted friend or lawyer to assist you.
Do not let someone talk you into buying something you don’t need — or can’t afford.
Do not pay for repairs in advance.  Pay the final payment only after the work is complete.
Do not sign a contract unless:

It includes a detailed description of the work to be done and specifies exactly what materials will be used and their quality;
All of the contractor’s promises are in writing;
The contract includes the starting date and estimated completion date; and
The contract is fair and the terms (including the price, finance charges and payments) are what you agreed on. If not, do not sign it!
Be sure to get a copy of everything you sign when you sign it.
Inspect the work

Make sure that the contractor has a City permit to do the work. Inspect all of the work very carefully to make sure it was done properly. If you have any doubts or questions, do NOT make your final payment or sign a “completion certificate” until the work is properly finished.

Generators to Emerald Ash Borers – this week on PS radio!

Wednesday, February 8th, 2012

Listen in this Saturday as Jim Swetman from Home Power Systems talks about your need for a generator in times of power outages. He’ll come out to your home and do a site survey to assess your needs. Visit his website at http://homepowersystems.net/

Following Jim is Mike Cullen of Ash Tree Medics in to talk about the emerald ash borer and the 100 million trees it has already affected on this side of the country. Watch for those woodpeckers! That’s a sign that YOUR yard may be infected. Listen in and learn more at http://turfntrees.com/

And don’t forget our new feature, “Carlos in Your Corner” with former Assistant Attorney General, Carlos Rodriguez. This week Carlos talks about the RG&E monitoring service. He recommends you get a credit report at https://www.annualcreditreport.com/cra/index.jsp. Listen in for more details.

Comfort Windows and Realty USA join us this week

Wednesday, January 11th, 2012

Join us this Saturday morning, January 14th as Paul Vogel from Comfort Windows talks about this unique hometown business that uses only local resources. He discusses the different “businesses” Comfort Windows has now branched out into such as insulation, basement finishing and more. He talks about the new Quadglass windows they now offer that block over 50% of noise. Check out http://comfortwindows.com/

Then comes Reinhardt Brucker from Realty USA to talk about local housing. Learn more about Rein at http://realtyusa.com/agent/AgentDetail.asp?CEQ_AgentCode=rusa495

Don’t miss it!

Residential Humidifiers

Friday, January 6th, 2012

By Douglas Burgasser

Residential humidifiers have gained a great deal of popularity in recent years. They have become quite common in houses that are heated with forced air heating systems. Unfortunately, many homeowners do not understand how their humidifier works, how is gets adjusted, and how it should be maintained. Some homeowners might not even realize they have a central humidifier.

TYPICAL MODERN HUMIDIFIER

As you are probably aware, indoor air tends to be somewhat dry during the winter season in the Rochester area. This is because it is cold and dry outside. As a result, it is beneficial to introduce some moisture or humidity into the living space. This can be accomplished through the use of a standard air humidifier that is installed on a forced air heating system.

Older style humidifiers consisted of a sponge-like media material that was mounted on a drum or wheel. A small motor turned the wheel, allowing the media to become saturated as it passed through a small basin of water. Air from the heating system passed through the humidifier, introducing moisture to the air. This style humidifier tended to be problematic since it relied on the operation of a small motor and a small float valve. Also, there was constantly a basin of standing water, which eventually would become dirty and filled with mineral deposits.

The following photos show various old style humidifiers, the last of which is leaking:

PAD STYLE

OLD DRUM STYLE

BRUSH STYLE

OLD APRILAIRE

LEAKING DRUM HUMIDIFIER

Modern style humidifiers are simple devices. They consist of a water supply (controlled by an electric solenoid valve) which trickles water through a “water panel”.  As is the case with the older style humidifiers, moisture is introduced to the air as it passes through the humidifier. However, with these modern units, excess water is immediately drained out of the system. As a result, the maintenance on these systems is minimal. The water panel should be replaced annually.

WATER FLOW INTO HUMIDIFIER

Humidifiers operate automatically. They are controlled by humidistats. A homeowner simply needs to adjust the humidistat to their desired humidity level. Humidifiers are typically wired so that they will only operate during the heating cycle. The humidifier will then function if the humidity level of the air in the house is lower than the setting on the humidistat.

People often ask us how they should set their humidistat. A good starting point would be between 30% and 35 % humidity. If a homeowner finds that the inside of the house feels somewhat damp or that there tends to be condensation formation on the windows, they should decrease the setting on the humidistat. Care should be taken to not over-use a humidifier. Excessive amounts of moisture in a house can lead to problems from excess condensation. On the other hand, if the indoor air tends to be too dry (or if a person is being “shocked” as they walk around the house in their stocking feet) the humidistat should be turned up.

HUMIDISTAT

In general, as severely cold temperatures are reached outdoors (such as -20F), the humidifier setting should be changed from 35% to 25% or 15%, to prevent excessive condensation on windows, walls and other surfaces.

The water panel in the humidifier should be changed once each year as maintenance. Sometimes, when the winter is not too cold and dry, the panel can last two years before changing it. Excess minerals in the humidifier can be cleaned out with a solution of white vinegar and then water.

CLEAN WATER PANEL

BUILD-UP OF DEBRIS ON WATER PANEL

VERY DIRTY WATER PANEL!

On most humidifiers or the connected ductwork there is a bypass damper. This damper should be opened during the winter to allow air through the humidifier. In the summer, if you have central air conditioning, the damper should be closed to save fan energy and to get the most out of your air conditioning system.

DAMPER OPEN (WINTER)

DAMPER CLOSED (SUMMER)

Humidifiers, when used properly, can make occupants more comfortable at slightly lower temperatures. This can reduce the thermostat setting and reduce heating costs.

We trust that this brief explanation will provide you with some valuable information regarding the use of a central humidifier in your home.

As is always the case, please do not hesitate to contact our office if we can be of any assistance regarding this topic, or other topics related to your house.

Charlotte Appliance on Property Source Radio

Wednesday, January 4th, 2012

Join House and Coyne this Saturday, January 7th at 9:00 a.m. on ESPN 950 am radio as they welcome Marcus Alexander from Charlotte Appliance to the show. Learn what’s hot for appliances in the kitchen.

Stream the show online or listen every Saturday at 9:00 on Sports Radio 950 ESPN

Hot Stat: Today’s Homes Burn Faster Than Ever

Saturday, November 12th, 2011

As Alex reported 12/12/2011 on Property Source Radio.
AOL Real Estate
By Stefanos Chen | Posted Nov 7th 2011
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It may sound like a cliche to trot out fire safety tips before the holiday season, but if there’s one statistic that bears repeating, it’s this: Even with adequate smoke alarms, a house fire today can become uncontrollable in less than three minutes.

That’s down from an average 17 minutes in 1975 — a whopping 82 percent difference.

And the reason for the drastic change, according to a report by the National Institute of Standards and Technology, isn’t just the type of house you live in, but what you put inside.

“It’s not how old the home is, it’s the furnishings,” Jack Watts, Director of the Fire Safety Institute, told AOL Real Estate.

A spokesperson for the National Association of State Fire Marshals told AOL Real Estate that the worst culprit in home fires is upholstered furniture, because it often contains highly flammable polyurethane foam. These all-too-common materials provide the fuel for what fire experts call the flashover — the point at which everything in the room simultaneously bursts into flames. It doesn’t help that many of today’s homes are built with more open floor plans and modern building materials like wallboard that can lead to faster fires, according to the Wichita Eagle.

The numbers show an alarming trend. In 1977, the first year when data was available, there were 750,000 residential fires, according to the National Fire Protection Association. In 2010, there were roughly half that many, thanks in large part to widespread use of smoke detectors. But the incredible speed with which home fires can spread in today’s homes represents a major step backward in fire safety.

The Hot Topic of Sprinklers

The next step in home fire safety, a spokesperson for the NASFM said, is to require fire sprinklers in new residential properties. Homebuilders bristle at the idea due to the high cost of installation. The national average cost to install sprinklers is $1.60 per square foot, according to the Wichita Eagle. In a 2,000-square-foot home, that comes out to about $3,200.

Another barrier is public opinion. As we reported last year, when given the choice between granite countertops and fire sprinklers, respondents overwhelmingly chose the countertops, according to the National Association of Home Builders.

(To find out if your state requires fire sprinklers in new construction, check out the Fire Sprinkler Initiative website.)

Worse still, there are only voluntary flammability regulations for upholstered furniture. Implementing a nationwide standard would go a long way in protecting consumers from purchasing dangerously flammable furnishings, the NASFM spokesperson said.

Regardless of what state legislators decide, though, it all comes down to vigilance, says Fire Safety Institute Director Watts.

If you’ll be using a live Christmas tree this holiday season, make sure to water it regularly and keep an eye on any decorative lighting and candles. And, as always, make sure your house is equipped with working smoke and carbon monoxide detectors. For a terrifying glimpse at a Christmas tree “flashover,” watch the video above.

SEE VIDEOS FROM THIS ARTICLE

Battle Your Electric Bill

Wednesday, November 2nd, 2011

By Pat Coyne

Are you looking for something to battle your electric bill this winter? Let me introduce you to the PMC Power Miser. This technology reduces your home or business’s electricity consumption from the utility, lowering your electrical bill by up to 25% each month, while also helping the environment. As an added benefit, it also protects your whole house (or building) from power surges and brownouts

The Power Miser unit is professionally installed between your electrical meter and circuit breaker box. The technology behind the Power Miser unit is in its capacitors, which store electricity for use within your home or business. Appliances, especially those with inductive motors (such as air conditioning units, furnaces, refrigerators, freezers, dishwashers, washer and dryers, pool pumps, vacuum cleaners, hair dryers, and so on) draw power straight from your meter is many times an inefficient process, wasting a good deal of electricity. The Power Miser’s technology supplies stored electricity to your appliances and electronics, reducing your demand from the utility. In doing so, your meter slows down and you use considerably less electricity. This causes you to have a considerable decrease in your electric bill from your utility, and helps conserve the environment.

Power Miser is a no-risk decision to whole house surge protection and energy savings for residents and businesses. They offer a 100% money-back guarantee to those who have Power Miser installed in their home. After 90 days, they guarantee customers will see at least a 10% reduction in their electrical bill from the utility. It’s a proven technology that protects your appliances and cuts down your electricity demand.

Power Miser saves businesses with machinery and other electrical equipment a lot on their electrical draw.  Local businesses that are reaping the rewards of this technology include Monroe Muffler, Honeoye School District, Waste Management, Keenan’s Restaurant, DeCarolis Truck Rental, Bayside Restaurant, Statewide Machinery and many others. It’s a no brainer solution for businesses because they pay so much for electricity, so the power-saving technology behind Power Miser cuts their electrical bills up to 25% in some instances. For businesses they manufacture a Power Miser unit specific to their electrical situation, giving them the best possible savings. Most customers – whether home or business users of Power Miser – make back their investment in Power Miser in 6-12 months, making it an investment that delivers long-term savings and surge protection.

Power Miser comes in several load capacities for residential customers, and depends on the size of the home and electrical panel environment. Power Miser models cost from $295 – $695 installed, and come with a 100% money-back guarantee. So, if Power Miser doesn’t cut your electrical bill by 10% within 90 days, they come and remove the unit from your home and refund your money. This alone shows that the device sells itself and you only have to pay for it if it works, where else can you get a guarantee like that? The company is so confident on its benefits, it’s taking all the risk in installing a unit into your home, that if it doesn’t perform, they’ll have to come back and remove

Some of you may have a whole-house surge protector installed already into your circuit breaker box. Those are great for surge protection, but they don’t offer the electrical storage Power Miser offers, and you will still be overpaying for your electricity. Having Power Miser installed offers surge protection and energy draw that results in lower electricity bills and doing your part to being ‘green.’

Coyne is co-host of “Property Source Radio,” with co-host Steve Houseman, which airs every Saturday morning at 9am on 950AM. Coyne’s Power Miser device is catching on fast as results speak for themselves and users are spreading the word, endorsing the product to their friends, family and to other businesses.  PMC eco Supply has sold and seen results to residential customers as far as Houston Texas, Washington DC, Virginia, Michigan and Florida.

To order Power Miser, call them at (585) 202-3590. You can go online to download the Power Miser PDF brochure and get more info at: www.PMCecoSUPPLY.com.

Can Remodeling Spook Sleeping Ghosts?

Saturday, October 29th, 2011

As Alex reported 10/29/2011 on Property Source Radio.
HouseLogic.com – By: Lisa Kaplan Gordon
| October 18, 2011
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Sometimes home owners don’t know their houses are haunted until a remodel disturbs the spirit world.

Over the years, I’ve had more than one friend tell me their house is haunted. Usually, the ghosts are harmless pranksters who move items on a dresser, or leave small toys in a house that hasn’t seen kids in years.

What prompts this supernatural silliness? It may be a recent home improvement project.

“When you remodel, you change the restful spirits’ environment, and it may not be comfortable with the outcome,” according to David’s Ghost Hunting Blog, which collects ghost stories. “Some may bother you just to let you know, ‘Hey! You may have changed the house, but I’m still here!”

We at HouseLogic want you to get the most out of your remodel project. Occasionally, that may mean more than you bargained for. Get your Halloween spirit stirred up and check out these spooky renovation tales:

Boo!

1. After a major kitchen remodel, a Virginia home owner believes a ghost repeatedly locks her son in the basement, even after she has removed all keys from sight.

2. Soon after a young couple bumped out the front of their house, an otherwise friendly ghost began making trouble. The ghost stole tools, pulled down drywall, and pushed workers.

3. Through the years, claims have surfaced that the White House is haunted. Mysterytopia has pictures of a 1950 remodeling that shows, if you look hard enough, an apparition supposedly standing in the middle of the renovation.

4. The moment a South Dakota woman walked into her 1910 home, she felt that the kitchen was backwards, even though she’d never been in the house before. When the real estate agent confirmed that during a previous kitchen remodel, the configuration had indeed been reversed, the new home owner wondered if she had been receiving messages from another world.

5. Soon after remodeling began on the historic Felt Mansion in Holland, Mich., shadowy figures appeared and doors opened and closed themselves. Click on this video and decide for yourself if the mansion is haunted.

Read more: http://www.houselogic.com/blog/planning-your-remodel/remodeling-spooks-sleeping-ghosts/#ixzz1c72GokF5
Have you disturbed the ethers during a remodel at your house? Share your otherworldly story!

Furnace Filters

Wednesday, October 19th, 2011

By Tom Wurzer Warren Engineering

Homebuyers frequently ask us questions about furnace filters.

• How often should I change my filter?

• What type of filter is the best one to use?

• My kids have allergies. What filter should I use?

• Are electronic air cleaners superior to standard filters?

The Purpose of the Filter

The furnace filter is a critical component of a forced air heating and/or air conditioning system. The primary purpose of the filter is to protect the mechanical equipment (i.e. the furnace fan, the heat exchanger, the air conditioning evaporator coil, etc.). The filter prevents dust and debris from entering the equipment and it is located on the return air side of the system. It is the first component of the system that the air from the house goes through.

Diagram shows the position of the filter to the left of the fan

Many allergists will recommend better, high-efficiency filters for your furnace to try and reduce dust, pollen and other allergens in the home. There is very little evidence that a better filter will reduce allergens in the home. It may slightly reduce the number of smaller sized particles, but most sources do not report that it will reduce dust in the home. Regular vacuuming with a high-quality vacuum and general good housekeeping provide greater benefits in this regard.

Frozen air conditioning coil

If the filter is not maintained and changed or cleaned at proper intervals, the heating and cooling equipment can be damaged. A dirty filter will reduce the amount of air that flows through the system. This will reduce the efficiency of the system and increase utility costs. If the air flow is blocked too much, the filter can collapse. Low air flow can lead to excessive heat and premature cracks in the heat exchanger, frozen air conditioning coils, and other equipment problems.

Extremely dirty furnace filter

Types of Filters

When furnaces come from the factory, many come with a filter. These are typically low-efficiency washable filters that are meant to keep large construction dust and debris out of the unit. These are often referred to as “construction filters”. Although you can continue to wash and use these, we typically recommend removing them after construction or renovation is complete. Replacement with a higher efficiency filter that removes smaller dust particles is typically recommended.

Examples of washable filters that come with some furnaces

Standard residential furnace and air conditioner filters are typically one-inch thick and with varying dimensions for width and height. Typical sizes include 16”x24”x1” or 16”x20”x1”, but there are many, many sizes. With the ease of today’s internet shopping, one can quickly search on-line for retailers that carry the specific filter size that you need.

Standard filters typically range from what is known as a 30-day filter, to a 90-day filter. Flat fiberglass filters are usually the 30-day type. If homeowners are religious about changing their filters, these can work adequately. However, the pleated 90-day filters allow more room for error, in terms of forgetting to change the filter at regular intervals. The greater surface area created by a pleated filter actually reduces the pressure drop through the filter, as opposed to a flat filter.  The pleated filter can hold more dust and dirt prior to needing a change.

For even more surface area, thick pleated filters are used. Typical brands include Air Bear®, Space Guard®, Aprilaire®, Honeywell®, Skuttle®, and more. With the increased surface area of a 4 or 5-inch thick pleated filter, the filter material can be a tighter weave that removes smaller particles. This greater surface area allows the filter to only require a change every 12 months under typical operation and every 6 months if running the fan continuously.

Examples of clean and dirty thick pleated filters

During the 1980’s and 1990’s, electronic air cleaners (also called electrostatic precipitators) gained popularity.  Relatively few of these filters exist today. They are considered relatively ineffective as filtration devices. Once the metal plates in these units are dirty, most dust and dirt passes right through them, into the furnace. Further, these devices generate non-adjustable levels of ozone. This could be an irritant to people with asthma, and there is debate regarding whether or not ozone could be a carcinogen. We typically recommend replacing the pre-filters and filter cells in these older electronic air cleaners with a thick pleated filter designed to fit on the same housing.

There are some newer electronic air filters on the market with more measurable ozone generation levels that use a combination of washable filters and electronic grids to filter the air. These are still relatively rare in the marketplace and the jury is still out in terms of the effectiveness and reliability of these filters.  They do require periodic cleaning maintenance.

Old and new style electronic filters

Filter Ratings

High efficiency thick pleated filters, and some 1-inch filters, carry an efficiency rating known as the “MERV” rating (Minimum Efficiency Reporting Value). The MERV ratings for home furnace filters vary from 1 to 16.  Higher MERV ratings correspond to a greater percentage of particles captured on each pass of air through the filter. Unless engineered properly, with a greater efficiency (i.e. higher MERV rating) comes a greater pressure drop through the filter.

Low-efficiency fiberglass filters typically have MERV ratings of 4 or less. Pleated furnace filters will have MERV ratings ranging from 5 to 16. Typically, a MERV rating of 5 to 8 is adequate for most homes and brings less risk of excessive air pressure drop through the system.  Higher MERV ratings of 11 to 16 can be used, but one must be sure that the filter rack or housing, and the furnace, are designed to use such filters properly. One must also be more careful to change the filter at regular intervals.

Duct build-up on furnace fan from lack of a proper filter

The Basics

In general, furnace filters exist to protect the furnace and the air conditioning coil.  Minor benefits from a good filter might include a slight reduction of allergens in the home, but this is debatable. Main points to remember include:

• Make sure the furnace has a properly installed filter. Many furnaces we inspect have no filter at all, or they do not have a rack or clip to hold a filter. Many times the filter is sitting loosely in the fan cabinet and almost all of the air flowing through the furnace is bypassing the filter. Seal off gaps around filters to prevent air from bypassing the filter.

• Change the filter as frequently as recommended by the filter manufacturer. This is typically a 30-day, 90-day, 6-month, or 1-year interval. If the filter is washable, such as original furnace filters or electronic air cleaners, make sure cleaning is done at recommended intervals.

• Consider replacing older electronic air cleaning pre-filters and filter cells with a thick pleated filter. These pleated filters are actually more effective in most cases and have less maintenance associated with them.

Please do not hesitate to contact our office if we can be of assistance in this regard, or in regards to other issues related to home inspections.

Pourable Gel Fuel

Thursday, September 15th, 2011

By Jim Salmon

Nine Manufacturers, Distributors Announce Consumer Recall of Pourable Gel Fuel Due to Burn and Flash Fire Hazards WASHINGTON, D.C. – The U.S. Consumer Product Safety Commission (CPSC), in cooperation with nine manufacturers and distributors, is announcing a voluntary recall of all pourable gel fuels made or sold by these companies. Due to the serious risks of flash fire and burns when consumers add pourable gel to an already burning fire pot, consumers should immediately stop using the pourable gel fuel.

The recall involves an estimated 2 million units of various pourable gel fuels packaged in one-quart plastic bottles and one-gallon plastic jugs and sold in scented and non-scented formulations, which were sold since 2008 for between $5 and $20 by the companies listed below

Consumers can contact these firms to obtain instructions for a refund of the product and for returning unused bottles and jugs:

Bird Brain Inc., of Ypsilanti, Mich. Bond Manufacturing of Antioch, Calif. Sunjel Company (2 Burn Inc.) of Milwaukee Fuel Barons Inc. of Lake Tahoe, Nev. Lamplight Farms Inc of Menomonee Falls, Wis. Luminosities Inc (Windflame) of St. Paul, Minn. Pacific Décor Ltd. of Woodinwille, Wash. Real Flame of Racine, Wis. Smart Solar Inc. of Oldsmar, Fla. The pourable gel fuel can ignite unexpectedly and splatter onto people and objects nearby when it is poured into a firepot that is still burning. CPSC is aware of 65 incidents resulting in two deaths and 34 victims who were hospitalized with second and third degree burns of the face, chest, hands, arms or legs.

Of the 65 incidents, 28 of them, including 37 burn injuries and two fatalities, occurred with fuel gel products made by Napa Home & Garden, which conducted a recall of its products in June 2011, in cooperation with CPSC. Also in June, CPSC issued a press statement alerting consumers to the hazards of pourable gel fuels. All pourable gel fuel, regardless of manufacturer, poses flash fire hazards.

Consumers should not attempt to use or fix pourable gel fuel bottles with homemade remedies, or replace the fuel with other flammable materials.

Retailers should stop sale of existing inventory and immediately remove all stock of pourable gel fuel from shelves. Some firms are working on a design for caps that may prevent flash fire hazards.