Archive for the ‘Property Source Radio’ Category

It’s The Holidays, ‘Naturally’!

Wednesday, December 7th, 2011

By Lana Torre

Is the stress of holiday decorating getting you down? Do you detest styrofoam evergreen trees on your holiday table? Does the thought of pouring over holiday catalogs to find the perfect centerpiece give you indigestion?

Give yourself and your family the gift of a natural holiday. Gather up the kidlets, grab your pruning shears, some tattered old tote bags, and your best pair of gardening gloves. Take a walk around your yard or a friend’s field, or find a wooded area nearby.

Look for bird’s nests, berries, herbs, seed pods, feathers, small branches with leaves, and pine cones of different sizes. If your pine cones have lost their scent, spray with evergreen oil. I have a secret ‘spot’ where I clip rose hips. They are so beautiful and such a deep red. I very carefully clip the hips and remove any thorns. I then put them in a large plastic bag and spray with bug spray. When I am ready to decorate, I will place a large bunch of hips mixed with evergreen branches in an old silver pitcher, add a festive ribbon… simply beautiful!

Slip some florist wire through a bird’s nest and hang from your tree or wreath. Collect your seed pods and give them a spray of gold paint. I also love to dry artichokes, the mini version, and spray them gold too. Place them in a large, clear, glass bowl for a centerpiece on the dining room table.

On a Saturday morning at the public market buy lots of citrus fruit. Lemons, limes and oranges studded with cloves remind me of Christmas’ past, and the aroma is still engrained in my mind. You can also slice the citrus very thinly, lay the slices on a screen and allow them to air dry. Take a needle and fishing line and thread them in a line to make scented garlands for your tree. If you are the old fashioned type, string popcorn and cranberries in long lines to drape across the mantle. Remember stale popcorn always strings best.

If your plan is to prune your evergreens and use the branches to make roping or wreaths, prune late. Evergreens dry out quickly. If you do prune, keep them cut side down in a bucket of water, with a splash of bleach. I cut holly and pachysandra from my garden and make small bunches to hang from the arms of my dining room chandelier. After they are attached with pipe cleaners, I will add ribbon to secure the greens. If you save ribbon from year to year [like I do], grab your curling iron and run the ribbon through it, much easier than the Rowenta! If you make garlands and wreaths from fresh greens, after assembly simply spritz them with clear floor wax and they will look shiny and fresh for weeks. If you wish your tree to look like it was just cut from a snowy forest, sprinkle the branches with baking soda.

This season, give your family the gift of a natural holiday,

Mother Nature approves.

Happiest of holidays to our readers!

‘Green’ Holiday Gift Ideas for Your Clients

Saturday, December 3rd, 2011

As Alex reported 12/3/2011 on Property Source Radio.
Realtor.org  – Daily Real Estate News | Monday, November 28, 2011
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Save your clients money on their utility bills by giving an energy-saving gift this holiday season. The South Florida Sun-Sentinel recently highlighted several Earth-friendly holiday gift ideas, including:

  • Faucet aerators and low-flow shower heads: Help your clients reduce how much water they use and the amount of energy required to heat it. You can find these for under $10 and $25.
  • Pressure cookers: Pressure cookers can use up to 70 percent less energy than a conventional pot and you can cook your food faster, according to Energy Smart.
  • Artistic energy-efficient light bulbs: Give those CFLs an upgraded look. Hugler, a London-based company, makes a CFL called Plumen that can be used without a lamp shade. CFLs can last up to 25 times longer than incandescent bulbs.
  • Ecobuttons: You can attach these to your computer so you can instantly put your computer on energy-saving mode with one press of a button. The ecobutton also displays how much energy and money was saved.
  • Solar lawn gadgets and art: Help your home owners decorate their lawns by using energy-efficient products, such as solar-powered water fountains, bird feeders, mosquito zappers, and lanterns.
  • Energy tester: Give your clients an energy tester, like the hand-held Kill A Watt energy meter for about $20, which will reveal what home and office appliances are the biggest energy wasters.

Source: “10 Energy-Efficient Gifts That Give Back in Savings,” South Florida Sun-Sentinel (Nov. 28, 2011)

Read More

6 Clever Closing Gifts

Mortgage Scams Rise on Search Engines

Saturday, November 26th, 2011

As Alex reported 11/26/2011 on Property Source Radio.
Realtor.org  – Daily Real Estate News | Wednesday, Nov 23, 2011
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Federal investigators are investigating the Google, Bing, and Yahoo! search engines in a hunt to find con artists who are using the sites to dupe troubled home owners.

The online ads posted by scammers promise to help save home owners from foreclosure. The ads claim they’ll help home owners through a government-backed program by modifying their mortgage payments so they can keep their home. The deceptive ads often target victims when searches for phrases like “stop foreclosure” are made.

As part of the scam, con artists will ask for upfront fees or ask that mortgage payments be sent to them.

Investigators have already uncovered 125 mortgage scams through the search engines as of Monday, according to the Office of the Special Inspector General for the Troubled Asset Relief Program.

Meanwhile, the three search engines say they will no longer accept ads from Internet agencies linked to such scams.

Source: “Feds Widen Inquiry of Online Mortgage Scams,” The Associated Press (Nov. 22, 2011)

More Home Owners Try ‘Reluctant Landlord’ Role

Sunday, November 20th, 2011

As Alex reported 11/19/2011 on Property Source Radio.
Realtor.org  – Daily Real Estate News | Tuesday, Nov 15, 2011
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More sellers who are tired of their home lingering on the market or don’t want to have to take a loss on their home are opting to become landlords instead.

For example, according to an article at NPR, one couple describes owning a two-bedroom bungalow in Oakland, Calif., which they purchased for $500,000, that was appraised recently at $260,000. When a job relocation was sending them across the country, they decided to rent instead of sell.

But becoming a landlord isn’t an easy role to step into, as some of these “accidental landlords” describe difficult tenants and constant problem or maintenance issues that require fixing.

The number of unintentional landlords is growing. About 2.3 million single-family homes became rentals during 2005 to 2009, a significant increase compared to about 700,000 single-family homes that became rentals during 2001 to 2005, according to Eric Belsky with Harvard’s Center for Housing Studies.

“The good news for the owners or the reluctant landlords has been that the rental market has been so good, they’ve been able to cover pretty much all their expenses and just been able to basically go on with their lives,” Ron Abrams with the Chicago Association of REALTORS® told NPR.

Source: “Would-be Sellers Become Reluctant Landlords,” NPR (Nov. 13, 2011)

Hot Stat: Today’s Homes Burn Faster Than Ever

Saturday, November 12th, 2011

As Alex reported 12/12/2011 on Property Source Radio.
AOL Real Estate
By Stefanos Chen | Posted Nov 7th 2011
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It may sound like a cliche to trot out fire safety tips before the holiday season, but if there’s one statistic that bears repeating, it’s this: Even with adequate smoke alarms, a house fire today can become uncontrollable in less than three minutes.

That’s down from an average 17 minutes in 1975 — a whopping 82 percent difference.

And the reason for the drastic change, according to a report by the National Institute of Standards and Technology, isn’t just the type of house you live in, but what you put inside.

“It’s not how old the home is, it’s the furnishings,” Jack Watts, Director of the Fire Safety Institute, told AOL Real Estate.

A spokesperson for the National Association of State Fire Marshals told AOL Real Estate that the worst culprit in home fires is upholstered furniture, because it often contains highly flammable polyurethane foam. These all-too-common materials provide the fuel for what fire experts call the flashover — the point at which everything in the room simultaneously bursts into flames. It doesn’t help that many of today’s homes are built with more open floor plans and modern building materials like wallboard that can lead to faster fires, according to the Wichita Eagle.

The numbers show an alarming trend. In 1977, the first year when data was available, there were 750,000 residential fires, according to the National Fire Protection Association. In 2010, there were roughly half that many, thanks in large part to widespread use of smoke detectors. But the incredible speed with which home fires can spread in today’s homes represents a major step backward in fire safety.

The Hot Topic of Sprinklers

The next step in home fire safety, a spokesperson for the NASFM said, is to require fire sprinklers in new residential properties. Homebuilders bristle at the idea due to the high cost of installation. The national average cost to install sprinklers is $1.60 per square foot, according to the Wichita Eagle. In a 2,000-square-foot home, that comes out to about $3,200.

Another barrier is public opinion. As we reported last year, when given the choice between granite countertops and fire sprinklers, respondents overwhelmingly chose the countertops, according to the National Association of Home Builders.

(To find out if your state requires fire sprinklers in new construction, check out the Fire Sprinkler Initiative website.)

Worse still, there are only voluntary flammability regulations for upholstered furniture. Implementing a nationwide standard would go a long way in protecting consumers from purchasing dangerously flammable furnishings, the NASFM spokesperson said.

Regardless of what state legislators decide, though, it all comes down to vigilance, says Fire Safety Institute Director Watts.

If you’ll be using a live Christmas tree this holiday season, make sure to water it regularly and keep an eye on any decorative lighting and candles. And, as always, make sure your house is equipped with working smoke and carbon monoxide detectors. For a terrifying glimpse at a Christmas tree “flashover,” watch the video above.

SEE VIDEOS FROM THIS ARTICLE

Battle Your Electric Bill

Wednesday, November 2nd, 2011

By Pat Coyne

Are you looking for something to battle your electric bill this winter? Let me introduce you to the PMC Power Miser. This technology reduces your home or business’s electricity consumption from the utility, lowering your electrical bill by up to 25% each month, while also helping the environment. As an added benefit, it also protects your whole house (or building) from power surges and brownouts

The Power Miser unit is professionally installed between your electrical meter and circuit breaker box. The technology behind the Power Miser unit is in its capacitors, which store electricity for use within your home or business. Appliances, especially those with inductive motors (such as air conditioning units, furnaces, refrigerators, freezers, dishwashers, washer and dryers, pool pumps, vacuum cleaners, hair dryers, and so on) draw power straight from your meter is many times an inefficient process, wasting a good deal of electricity. The Power Miser’s technology supplies stored electricity to your appliances and electronics, reducing your demand from the utility. In doing so, your meter slows down and you use considerably less electricity. This causes you to have a considerable decrease in your electric bill from your utility, and helps conserve the environment.

Power Miser is a no-risk decision to whole house surge protection and energy savings for residents and businesses. They offer a 100% money-back guarantee to those who have Power Miser installed in their home. After 90 days, they guarantee customers will see at least a 10% reduction in their electrical bill from the utility. It’s a proven technology that protects your appliances and cuts down your electricity demand.

Power Miser saves businesses with machinery and other electrical equipment a lot on their electrical draw.  Local businesses that are reaping the rewards of this technology include Monroe Muffler, Honeoye School District, Waste Management, Keenan’s Restaurant, DeCarolis Truck Rental, Bayside Restaurant, Statewide Machinery and many others. It’s a no brainer solution for businesses because they pay so much for electricity, so the power-saving technology behind Power Miser cuts their electrical bills up to 25% in some instances. For businesses they manufacture a Power Miser unit specific to their electrical situation, giving them the best possible savings. Most customers – whether home or business users of Power Miser – make back their investment in Power Miser in 6-12 months, making it an investment that delivers long-term savings and surge protection.

Power Miser comes in several load capacities for residential customers, and depends on the size of the home and electrical panel environment. Power Miser models cost from $295 – $695 installed, and come with a 100% money-back guarantee. So, if Power Miser doesn’t cut your electrical bill by 10% within 90 days, they come and remove the unit from your home and refund your money. This alone shows that the device sells itself and you only have to pay for it if it works, where else can you get a guarantee like that? The company is so confident on its benefits, it’s taking all the risk in installing a unit into your home, that if it doesn’t perform, they’ll have to come back and remove

Some of you may have a whole-house surge protector installed already into your circuit breaker box. Those are great for surge protection, but they don’t offer the electrical storage Power Miser offers, and you will still be overpaying for your electricity. Having Power Miser installed offers surge protection and energy draw that results in lower electricity bills and doing your part to being ‘green.’

Coyne is co-host of “Property Source Radio,” with co-host Steve Houseman, which airs every Saturday morning at 9am on 950AM. Coyne’s Power Miser device is catching on fast as results speak for themselves and users are spreading the word, endorsing the product to their friends, family and to other businesses.  PMC eco Supply has sold and seen results to residential customers as far as Houston Texas, Washington DC, Virginia, Michigan and Florida.

To order Power Miser, call them at (585) 202-3590. You can go online to download the Power Miser PDF brochure and get more info at: www.PMCecoSUPPLY.com.

Don’t Miss the Halloween Show on Property Source Radio – 10/29/11

Saturday, October 29th, 2011

House & Coyne have their hands full this Saturday with their FAMOUS Halloween show. Tune in as they invite Paranormal Researcher Joe Burkhart and Psychic Medium Cindy Lee from Beyond-Known.

The subject: Real life ghost stories and haunted houses in the area.

Pat Coyne also makes his picks for this weekends Buffalo Bills game in Toronto.

Property Source Radio is Saturday mornings from 9-10am. You can listen on the radio at Sportsradio 950AM ESPN or stream the show from our website.

Beware of this show and Happy Halloween!

Can Remodeling Spook Sleeping Ghosts?

Saturday, October 29th, 2011

As Alex reported 10/29/2011 on Property Source Radio.
HouseLogic.com – By: Lisa Kaplan Gordon
| October 18, 2011
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Sometimes home owners don’t know their houses are haunted until a remodel disturbs the spirit world.

Over the years, I’ve had more than one friend tell me their house is haunted. Usually, the ghosts are harmless pranksters who move items on a dresser, or leave small toys in a house that hasn’t seen kids in years.

What prompts this supernatural silliness? It may be a recent home improvement project.

“When you remodel, you change the restful spirits’ environment, and it may not be comfortable with the outcome,” according to David’s Ghost Hunting Blog, which collects ghost stories. “Some may bother you just to let you know, ‘Hey! You may have changed the house, but I’m still here!”

We at HouseLogic want you to get the most out of your remodel project. Occasionally, that may mean more than you bargained for. Get your Halloween spirit stirred up and check out these spooky renovation tales:

Boo!

1. After a major kitchen remodel, a Virginia home owner believes a ghost repeatedly locks her son in the basement, even after she has removed all keys from sight.

2. Soon after a young couple bumped out the front of their house, an otherwise friendly ghost began making trouble. The ghost stole tools, pulled down drywall, and pushed workers.

3. Through the years, claims have surfaced that the White House is haunted. Mysterytopia has pictures of a 1950 remodeling that shows, if you look hard enough, an apparition supposedly standing in the middle of the renovation.

4. The moment a South Dakota woman walked into her 1910 home, she felt that the kitchen was backwards, even though she’d never been in the house before. When the real estate agent confirmed that during a previous kitchen remodel, the configuration had indeed been reversed, the new home owner wondered if she had been receiving messages from another world.

5. Soon after remodeling began on the historic Felt Mansion in Holland, Mich., shadowy figures appeared and doors opened and closed themselves. Click on this video and decide for yourself if the mansion is haunted.

Read more: http://www.houselogic.com/blog/planning-your-remodel/remodeling-spooks-sleeping-ghosts/#ixzz1c72GokF5
Have you disturbed the ethers during a remodel at your house? Share your otherworldly story!

What Your Clients Can Do If Rejected for a Loan

Saturday, October 22nd, 2011

As Alex reported 10/1/2011 on Property Source Radio.
Realtor.org  – Daily Real Estate News | Mon, Oct 17, 2011
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With the tightening of credit standards, more home buyers are finding themselves rejected when they go to apply for a loan. But after just one rejection, lending experts say buyers shouldn’t give up — they may still be able to qualify for a mortgage if they keep trying.

But buyers shouldn’t give it another try until they take a close evaluation of why the original mortgage application was turned down in the first place, and find ways to address those issues in their second or even third attempt, Marisol Torruella, a loan originator with the New York Municipal Credit Union, told The New York Times. Applicants can, by law, find out why they were rejected in a mortgage application. The Equal Credit Opportunities Act requires lenders within 30 days to give applicants, in writing, the specific reasons why they weren’t given a loan.

For some rejected borrowers, they may need to save up for a larger down payment or take steps to improve their credit score.

Some applicants may find shopping around for other lenders can help (particularly if the applicant has been a longtime member at a credit union) or discussing more alternatives with a lender. Applicants might find a better option is a loan from the Federal Housing Administration, which have less stringent requirements, but some surveys show that most borrowers aren’t aware of FHA loans.

Torruella says one of the main reasons home buyers get turned down for a loan is that they are trying to purchase more home than they can really afford, based on their income. So applicants may need to get more practical with their home purchase too.

Source: “Mortgages: After a Rejection,” The New York Times (Oct. 13, 2011)

Happily Ever After

Wednesday, October 19th, 2011

By Lana Torre

Have you ever thought about how you would negotiate your older years? Do you have long-term plans for your housing? Will you remain in your home, or do you plan to move into an assisted living facility?

I know what my answer is. Simply, “there is no place like home”.

The Property Source is delighted to have a new advertiser. He is Dennis Draper, COO of “Home for Life” Renovations. Dennis is an accomplished architectural designer and home builder in the Rochester area. I am proud to say we have collaborated on many residential projects throughout our careers.

His company, very forward thinking, will assess and evaluate your needs and then create a design especially for you and your current home so you can live safely and comfortably as you age. Another term for this is “aging in place,” which is simply modifying your home to negotiate your needs as the years pass. His company will work with you throughout the total process from inception to completion.

The trend is to stay in your home and avoid nursing homes and assisted living centers for many reasons. One reason is comfort, to be able to stay in your familiar environment. I know that I just couldn’t be without my garden! Our homes are our palaces, full of memories. Another reason is cost. We all know how pricey private facilities are and the cost is mounting. Many times the monthly fee for assisted living is $2,000 to $6,000, so renovation of your current home is absolutely more cost-effective.

Home for Life Renovations provides a team of professionals including architects, physical therapists, interior designers, licensed contractors, and aging-in-place specialists. This team can design and implement internal ramps, barrier-free entries, adjustable sink heights, handrails, elevators, roll-in showers, voice-activated light switches, any and all solutions for accessibility.

This concept of aging in our homes is the perfect solution for most of us. Personally, I have broken my leg several times and was a prisoner in my own kitchen. Having accessibility would have made my recuperation much easier. I did remove my slate and brick walkway and replaced it with a beautiful winding exposed aggregate ramp. The ramp served me well to get in and out of the house and also looks just perfect in my rustic garden.

If staying in your home as you age is your perfect solution, call Dennis at 585-444- 0300 or visit his website at HomeForLifeNY.com for a free in-home consultation.

May you live in your home happily ever after!